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WHAT BUSINESS IS IT OF THE NATIONAL RESERVE BANK OF TONGA TO INTERFERE IN A FREE MARKET BUSINESS VENTURE? The NRBT recently allowed a computer hacker to print names of its customers, an illegal activity the failure of its management to protect customers' privacy. That's incompetence at the highest level. Why not worry about your own responsibilities and allow the free market to thrive.
Pyramid schemes are not what you describe. People are free to spend their money as they wish. The NRBT should not comment on suspected illegal activities unless they have evidence. WorldVenture may just be a legal business entity in which investors have investigated and put their trust in its management.
Investing in a 3% interest bond at NRBT is nothing to brag about. People want good returns on their money, and they have the power to liquidate when they please.