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Quote ""Consideration of a Central Bank Digital Currency is still at its very exploratory phase to determine whether it is suitable to be introduced in a small island economy like Tonga."

It does not make sense.

Crypto Currency means that a Central Authority such as the Reserve Bank is NOT needed as buyer and seller can facilitate the transactions on their own. And in their own risks of course.

So you had just finished a transaction paid in CryptoCurrency then report it to this Central Bank Digital Currency? Does not make sense.

Or this Central Bank Digital Currency has access to records of your transactions? They can't do that unless that have access to your Secret Keys which is not possible.

Hausia